The 12 Month Money Challenge is an excellent way to put aside money for an emergency fund. If you don’t have an emergency fund set aside you’re making a big mistake. No one gets through life without hitting unexpected problems. I know this only too well. In 2009 I had suffered a serious head injury which not only left me wishing I’d put aside an emergency fund. When I fully recovered in 2012, drowning in debt, I vowed I would never be in the same position again. In this post, I'm going to…