Zero credit card debt

Having a zero balance on your credit card may affect your credit score, but it depends on whether your credit report shows a zero balance.

The answer to renting versus owning a home cannot be summed up in one sentence, nor does the same answer apply to everybody. If you have pondered renting a home versus buying a home, then I wrote this just for you. #realestate #Tallahassee

Rules to live by ⬇️ ⚡️6+ months emergency savings Having a good chunk in savings helps keep you out of debt when those inevitable life expenses pop up (hello new car transmission) Bonus tip: keep you emergency fund in a HYSA to have your money make money! ⚡️20% of income needs to be in long-term investments If you’re money is working FOR you, then you’re doing it wrong ⚡️ZERO credit card debt I use credit cards to get travel rewards and cash back, but I pay the balance off every p...

Rules to live by ⬇️ ⚡️6+ months emergency savings Having a good chunk in savings helps keep you out of debt when those inevitable life expenses pop up (hello new car transmission) Bonus tip: keep you emergency fund in a HYSA to have your money make money! ⚡️20% of income needs to be in long-term investments If you’re money is working FOR you, then you’re doing it wrong ⚡️ZERO credit card debt I use credit cards to get travel rewards and cash back, but I pay the balance off every p...

debt free

Rules to live by ⬇️ ⚡️6+ months emergency savings Having a good chunk in savings helps keep you out of debt when those inevitable life expenses pop up (hello new car transmission) Bonus tip: keep you emergency fund in a HYSA to have your money make money! ⚡️20% of income needs to be in long-term investments If you’re money is working FOR you, then you’re doing it wrong ⚡️ZERO credit card debt I use credit cards to get travel rewards and cash back, but I pay the balance off every p...

Here's a basic guide to getting out and staying out of debt. There are quite a few more resources out there but this is a good starting point. 1. Make the Resolution: Spend less than you make. This is a tough one. Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Learn to just say “No.” You must learn to say no to yourself, your spouse/partner, and your children. This is called delayed gratification. It is essential to…