Single Euro Payments Area (SEPA) transactions provide an affordable, efficient Electronic Funds Transfer (EFT) option across a number of countries in Europe. The SEPA system allows European businesses and consumers to send EFT payments to any country located in the Euro area. SEPA EFT payments directly deposit your AdSense earnings, in euros, into your bank account to greatly speed up and simplify the payment process. EFT is fast, secure, and environmentally friendly. If SEPA EFT payments are available in your location, we encourage you to sign up.
Test deposits for SEPA payments
To sign up for SEPA EFT payments, you need to provide details about your bank account. Depending on the country where your bank account is located, you may be required to verify your account using a small test deposit.
Countries where SEPA payments are available
We support SEPA payments in EUR currency for publishers in these countries:
- Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, Gibraltar, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Netherlands, Poland, Portugal, Romania, San Marino, Slovenia, Slovakia, United Kingdom, Vatican City.
You can link your SEPA-accessible bank account from any of the following countries:
- Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Germany, Denmark, Estonia, Spain, Finland, France, Gibraltar, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Malta, Norway, Netherlands, Poland, Portugal, Romania, San Marino, Sweden, Slovenia, Slovakia, United Kingdom, Vatican City.
- We currently don’t provide EUR currency support for Norway and Sweden. You need to use your local currency to receive payments in these countries.
SEPA payments are available in the following countries:
Here's a list of supported countries and their test deposit requirement:
| Country | Currency | Test deposit requirement |
|---|---|---|
| Andorra | Euro | Test deposit required |
| Austria | Euro | Test deposit required |
| Belgium | Euro | Test deposit required |
| Bulgaria | Euro | No test deposit required |
| Croatia | Euro | No test deposit required |
| Cyprus | Euro | Test deposit required |
| Czechia | Euro | No test deposit required |
| Denmark | Euro | No test deposit required |
| Estonia | Euro | Test deposit required |
| Finland | Euro | Test deposit required |
| France | Euro | Test deposit required |
| Germany | Euro | Test deposit required |
| Gibraltar | Euro | No test deposit required |
| Greece | Euro | Test deposit required |
| Hungary | Euro | No test deposit required |
| Iceland | Euro | No test deposit required |
| Ireland | Euro | Test deposit required |
| Italy | Euro | Test deposit required |
| Latvia | Euro | Test deposit required |
| Liechtenstein | Euro | No test deposit required |
| Lithuania | Euro | Test deposit required |
| Luxembourg | Euro | Test deposit required |
| Malta | Euro | Test deposit required |
| Monaco | Euro | Test deposit required |
| Netherlands | Euro | Test deposit required |
| Norway | Euro | Test deposit required |
| Poland | Euro | No test deposit required |
| Portugal | Euro | Test deposit required |
| Romania | Euro | No test deposit required |
| San Marino | Euro | Test deposit required |
| Slovakia | Euro | Test deposit required |
| Slovenia | Euro | Test deposit required |
| Spain | Euro | Test deposit required |
| Sweden | Euro | Test deposit required |
| United Kingdom | Euro | Test deposit required |
| Vatican City | Euro | Test deposit required |
Sign up for SEPA payments
1. Enter your bank account information
- Sign in to your AdSense account.
-
Click Payments, then Payments info.
- Click Add payment method.
- In the "Add a payment method" section, enter your bank account information. If you're not sure what information to enter, please contact your bank.
- Click Save.
2. (If required) Find your test deposit and enter the amount in your AdSense account
Find your test deposit
After you enter your bank account information, we'll deposit a small test amount into the bank account you specified. This process takes a few days, so check your bank statements after 2-5 days to find the deposit. The deposit ranges from 0.15 to 1.10 euros. Depending on the country in which your bank is located, the deposit will be labeled as one of the following:
- Google Inc. EDI PYMNTS
- Google Inc. EDI - EDI PYMNTS
- GOOGLE IRELAND
- GOOGLE IRELAND LIMITED
- CITIBANK FINANCIAL SERVICES
Enter the test deposit amount
When you have the test deposit amount:
- Sign in to your AdSense account.
-
Click Payments, then Payments info.
You'll see a red alert in your AdSense account.
- Click Add payment method.
- Click Verify now.
- In the drop-down menu, select the test deposit amount that you received in your bank statement.
- Click Verify.
If the amounts match, your bank account is verified. You're now ready to receive payments by EFT.
If your test deposit failed
There are a number of reasons why your test deposit might fail:
- Incorrect bank account number or bank codes (the required information will vary by country)
- Bank account is not set up to receive incoming SEPA transactions
- Bank account is closed
- Bank is not located in the same country entered in your AdSense account
- Your bank code changed as the result of a recent bank merger.
If your test deposit has failed, you'll see a "Deposit failed" message on the page where you submitted your bank account. If you see this message, we encourage you to re-enter your bank information to make sure there wasn't a typo. You may also wish to contact your bank to confirm the exact details that you need to submit and try again.
If you need to update your bank information
Unfortunately, incorrect or unverified bank account information can't be changed from your account at this time. Instead, to provide correct information, you can add a new bank account and then remove the existing bank account.
To protect the privacy and security of your banking information, AdSense Support does not have access to edit or remove the information you've entered.
