Joe Zamoiski

🐱🥷 As a Catman and Mortgage Ninja, keeping your home’s value strong is a mission I’m passionate about! Here’s how you can do it, too. 🔧 Think of home maintenance like a cat’s daily grooming— it's vital for keeping things in top condition. Fix those small issues like leaky faucets or chipped paint before they turn into bigger problems. 🌳 Curb appeal is everything, just like a cat’s sleek appearance. A tidy lawn, fresh flowers, and a welcoming entrance can make your home stand out on the block. 💡 Upgrade with precision, just like a ninja strikes with purpose. Focus on high-value areas like the kitchen or bathroom for the best return on investment. 🎨 Neutral colors are the way to go—just like a cat’s natural elegance. They make it easier for potential buyers to imagine themselves in your space. 🤔 Have any tips or questions on keeping your home’s value high? Drop them in the comments! #HomeMaintenance #HomeValue #HomeImprovement #RealEstateTips #HomeOwnership #PropertyValue #HouseMaintenance #InvestInYourHome #HomeCare #CurbAppeal #MortgageNinja #Therealjoeperry #Therealjoeperryhomeloans #Mortgagejedi #Catmanjoe

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ATTENTION MORTGAGE BROKERS: Let's dive into Non-QM: Part 38. Are you doing Jumbo loans? 🧐 Offering Jumbo Loans gives you the power to serve high-net-worth clients with flexible terms. We offer higher DTI thresholds than conventional lenders, making it easier for borrowers to qualify. Plus, we allow interest-only payments up to 90% LTV, giving clients lower initial payments and greater flexibility to manage cash flow. Whether it's for luxury properties or high-value second/vacation homes, Jumbo Loans help you stand out and capture more business. Capturing the Jumbo space is one of the many strategies behind Non-QM. As a growing segment in the mortgage industry, becoming an expert in both conventional and non-conventional mortgage programs will put you at an elite level. I've helped countless brokers jump into the Non-QM space, and now it’s a significant part of their production. I'd be happy to coach you through it too! #JumboLoans #MortgageBrokers #NonQM #RealEstate

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**Success Starts with Partnership** At Statewide CDC, we believe that true success is achieved when we join forces with like-minded professionals. As a loan officer specializing in SBA 504 loans, I’m committed to empowering commercial brokers with the tools and expertise needed to help their clients succeed. Partnering with us means more than just access to competitive financing solutions; it’s about creating opportunities for growth and building lasting relationships. Our collaborative approach ensures that both brokers and their clients receive the highest level of service, from streamlined loan processes to personalized support every step of the way. Let’s work together to unlock new possibilities and drive success. With the right partnership, there’s no limit to what we can achieve. #StatewideCDC #ThePowerOfPartnership #Teamwork #Excellence #CollaborationSuccess #SBA504Loans #ClosingSuccess #CommercialRealEstate #DynamicPartnership #ArizonaRealEstate #IndustryLeader #Arizona #FinancialIndustry #Partnerships #BusinessExpansion #QuickTurnaround #FinancePartners

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🤔💭 Wondering how the latest Fed decision affects mortgage rates? While policy rates remain steady once again, market anticipation can influence rates. 📈🏡 Stay ahead of the curve with our expert guidance! From Adjustable-Rate Mortgage (ARM) options to fixed-rate buydowns, we've got you covered. 📲 Visit https://lnkd.in/g7tdFSEk today! #PresidentialBankMortgage #FEDUpdate

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🤔💭 Wondering how the latest Fed decision affects mortgage rates? While policy rates remain steady once again, market anticipation can influence rates. 📈🏡 Stay ahead of the curve with our expert guidance! From Adjustable-Rate Mortgage (ARM) options to fixed-rate buydowns, we've got you covered. 📲 Visit https://lnkd.in/eVKAnUD today! #PresidentialBankMortgage #FEDUpdate

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Hey Everyone, Are you a business owner looking to expand, innovate, or seize new opportunities? Look no further! At Statewide CDC, we specialize in SBA 504 loans tailored to fuel your growth journey. Why choose us? - Expertise: Our seasoned team of loan officers brings years of experience and insight to the table. We understand the unique challenges and opportunities facing businesses today. - Tailored Solutions: One size does not fit all. We work closely with each client to craft personalized loan packages that meet their specific needs and goals. - Community Commitment: We're not just lenders; we're partners in your success. Our mission is to empower local businesses and strengthen our communities through sustainable growth. Ready to take your business to new heights? Let's connect! Send me a message or visit our website to learn more about how Statewide CDC can help you achieve your goals. #StatewideCDC #SBA504Loans #Arizona #BusinessExpansion #QuickTurnaround #FinancePartners #CommercialRealEstate #ThePowerOfPartnership #SmallBusinessSupport #FinancialOpportunities #FinancialSupport #CommercialRealEstate #Quickloans #SBA504experts #EfficientApprovalTimes #ExpertiseUnleashed #FastSBA504Loans #BusinessOpportunities #DreamBig #EntrepreneurLife #FinancialBoost #GrowAndThrive

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📢 Industry News Alert! 📢 The Federal Housing Finance Agency (FHFA) has announced a groundbreaking update: Fannie Mae and Freddie Mac are releasing historical VantageScore® 4.0 credit scores for loans from April 2013 to March 2023! This move aims to help lenders transition to updated credit score models, making credit more accessible and sustainable for consumers. #MortgageNews #CreditScores #FHFA #FannieMae #FreddieMac #VantageScore #HomeLoans #PresidentialBankMortgage #IndustryNews

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📢 Industry News Alert! 📢 The Federal Housing Finance Agency (FHFA) has announced a groundbreaking update: Fannie Mae and Freddie Mac are releasing historical VantageScore® 4.0 credit scores for loans from April 2013 to March 2023! This move aims to help lenders transition to updated credit score models, making credit more accessible and sustainable for consumers. #MortgageNews #CreditScores #FHFA #FannieMae #FreddieMac #VantageScore #HomeLoans #PresidentialBankMortgage #IndustryNews

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Read this story, which also has a video, about the latest trends in new build homes.

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Is an SBA loan really the best option for your business financing needs? At My Partner Loan , we offer both SBA and SBC loan programs. Why an SBC Loan Makes Sense some times? 🔷 SBA loans require several months to get approved. 🔷 SBA loans demand extensive documentation. 🔷 SBA loans come with higher fees. 🔷 SBA loans require a higher credit score. 🔷 SBA loans have specific use-of-funds restrictions. 🔷 SBA loans are limited to specific business types structures. 💠 SBC loans can be used for both owner-occupied and investment purposes. Have you ever used an SBA or SBC loan, and how was your experience? #realestate #investment

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