Sanjeev Kumar’s Post

𝐑𝐞𝐯𝐨𝐥𝐮𝐭'𝐬 𝐕𝐢𝐬𝐚-𝐏𝐨𝐰𝐞𝐫𝐞𝐝 𝐈𝐧𝐬𝐭𝐚𝐧𝐭 𝐓𝐫𝐚𝐧𝐬𝐟𝐞𝐫𝐬, 𝐒𝐭𝐫𝐢𝐩𝐞'𝐬 𝐑𝐚𝐝𝐚𝐫 𝐀𝐬𝐬𝐢𝐬𝐭𝐚𝐧𝐭, 𝐚𝐧𝐝 𝐑𝐁𝐈'𝐬 𝐔𝐋𝐈 All this and more in Edition #132 of the Future of Fintech Newsletter - Your Weekly Fintech Brew ☕ 📰 Last week in fintech, strategic partnerships were seen driving global payment capabilities, a strong push towards AI-powered security in financial services, and significant moves to enhance financial infrastructure. Emerging markets saw targeted expansions, while innovations in digital currencies and sustainable finance underscored the industry's evolving focus on next-generation financial solutions. Now serving the #Top3 👌🏽highlights, freshly brewed just for you: ➊ Real-Time and Cross-Border Payments Expansion Revolut and Visa's launch of instant card transfers for UK and EEA businesses, and Stripe's expansion of its Radar Assistant to combat fraud in cross-border commerce in Asia emphasise the increasing demand for instantaneous, secure, and integrated payment systems that cater to a global audience, facilitating smoother international trade and transactions. ➋ Regulatory Support for Digital Innovation Hong Kong Monetary Authority (HKMA) and Digital Policy Office establishing a CDI-CDEG linkage, and Reserve Bank of India (RBI) preparing to launch the Unified Lending Interface (ULI) for India's lending sector highlight the role of government-led projects in shaping the future of digital finance, particularly in enhancing SME access to financial resources and modernising lending infrastructure. ➌ The Rise of Digital Assets and CBDCs Ant Digital Technologies and Ant International joining Project Ensemble Sandbox, and Mercado Libre's launch of MELI stablecoin underscores the growing interest in digital assets and their potential applications in areas such as green finance and trade finance. By introducing payment methods like stablecoin, players can offer customers a more stable and reliable payment option, particularly in regions with high inflation. 🔗 𝐏𝐋𝐔𝐒! Dive into fintech learning resources waiting for you at the end, featuring: Weavr.io, Xero, Sensedia, and the latest from WhiteSight! ____________ 𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐱 𝐨𝐟 𝐛𝐢𝐭𝐞-𝐬𝐢𝐳𝐞𝐝 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐭𝐡𝐚𝐭 𝐬𝐚𝐯𝐞 𝐲𝐨𝐮 𝐭𝐢𝐦𝐞, 𝐰𝐡𝐢𝐥𝐞 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐚𝐡𝐞𝐚𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐮𝐫𝐯𝐞. 🚀 🗞️ 𝐇𝐨𝐰 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫 𝐡𝐞𝐥𝐩𝐬: Get bite-sized insights that save you time, perfect for busy professionals on-the-go. Discover the latest fintech players and the trends shaping the industry. Gain valuable insights into the themes ecosystem players are leveraging to win. Ready to take a sip? Subscribe now and join our savvy fintech community! ➡️: https://lnkd.in/g4agC9Yf via WhiteSight #fintech #news #embeddedfinance #digitalfinance #openfinance #greenfinance #infrastructurefinance #DeFi

Germany's Fintech Boom: Transforming Finance for the Digital Age 🇩🇪💳📱 Germany, known for its traditional manufacturing and engineering prowess, is undergoing a quiet revolution in the financial sector – the rise of Fintech! 📈💹 Here are some facts to chew on: 📊 Germany boasts the 4th largest Fintech market globally and the biggest in the entire European Union. Source: International Trade Administration 📱 With a high smartphone penetration (90%) and a tech-savvy population, Germany provides fertile ground for innovative financial technologies. Source: International Trade Administration 💡 The Fintech industry in Germany is estimated to have a 64% adoption rate, showcasing the widespread acceptance of these new financial solutions. Source: International Trade Administration But what exactly is Fintech? 🤔 Fintech refers to companies that leverage technology to deliver financial services. Think mobile banking apps, digital wealth management platforms, or online loan providers. 📲💼💰 Let's take a closer look at a specific Fintech example: 🏦 N26: This German digital banking challenger bank has taken the market by storm. Founded in 2013, N26 offers a user-friendly mobile banking app with features like free mobile payments, fee-less international money transfers, and real-time expense tracking. N26's success story highlights the growing demand for convenient, mobile-first financial solutions in Germany. 🌐💵 So, what's driving this Fintech boom? 🚀 A shift towards digitalization: The COVID-19 pandemic accelerated the adoption of digital tools across all sectors, including finance. 🙋♂️ High consumer demand: German consumers are increasingly seeking personalized, user-friendly, and efficient financial services. 📜 Regulatory support: The German government has taken steps to create a supportive regulatory environment for Fintech startups. What's next for German Fintech? The future of German Fintech is bright! 🌟 We can expect to see continued growth in areas like: 🛡️ InsurTech: Technology-driven innovations in insurance products and services. 🔗 Blockchain: Secure and transparent solutions for financial transactions. 🤖 Artificial intelligence (AI): AI-powered tools for personalized financial advice and fraud prevention. What are your thoughts on the rise of Fintech in Germany? Are you using any Fintech services? Share your experiences in the comments below! #Fintech #Germany #DigitalFinance #Innovation #N26

𝐀𝐩𝐩𝐥𝐞'𝐬 𝐍𝐅𝐂 𝐃𝐞𝐜𝐢𝐬𝐢𝐨𝐧, 𝐇𝐒𝐁𝐂 𝐚𝐧𝐝 𝐕𝐢𝐬𝐚'𝐬 𝐍𝐞𝐰 𝐌𝐮𝐥𝐭𝐢-𝐂𝐮𝐫𝐫𝐞𝐧𝐜𝐲 𝐌𝐚𝐫𝐯𝐞𝐥, 𝐚𝐧𝐝 𝐏𝐚𝐲 𝐋𝐚𝐭𝐞𝐫, 𝐕𝐚𝐜𝐚𝐲 𝐍𝐨𝐰 𝐰𝐢𝐭𝐡 𝐂𝐡𝐚𝐬𝐞 𝐚𝐧𝐝 𝐌𝐚𝐫𝐫𝐢𝐨𝐭𝐭 All served in Edition #127 of the Weekly Fintech Brew! ☕ 🌐 Last week in fintech, regulatory compliance drove open technology adoption, while digital platforms innovated cross-border payments and integrated financial services. Enhanced digital solutions simplified transactions, while advancements in blockchain and digital assets signalled a proactive shift towards future-proofing financial ecosystems. 👌 Now serving the #Top3 fintech moves that are igniting the future of finance: 1️⃣ Apple opening its NFC technology to third-party providers signals a move towards greater interoperability and competition in the payments space. This will likely spur innovation, allowing more companies to create diverse and competitive NFC-based payment solutions. 2️⃣ HSBC and Visa's Zing app underscores the growing demand for multi-currency solutions, reflecting the global nature of today's consumer base. This app simplifies currency management and international transactions for users, enhancing their global financial connectivity. 3️⃣ The new benefits offered to Marriott Bonvoy members through the JPMorganChase partnership, including "Travel Now, Pay Later," reflect the trend towards more flexible and rewarding loyalty programs. This enhances customer engagement and provides financial flexibility for travel-related expenses. 📰 More names that are keeping this edition brimming with fintech highlights: Ant International, BNP Paribas, N26, Mercado Pago, Noh, Iniciador, Galileo Financial Technologies, Open Network For Digital Commerce (ONDC), Goldman Sachs, Liberis, eBay, Floid, Visma Dinero, QNB Group, Metro Bank (UK), Mambu, OpenPayd, Circle, DWS Group, Oka, The Carbon Insurance Company™, BlackRock... and many more! 🔗𝐇𝐚𝐩𝐩𝐲 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠! Dive into exclusive resources curated just for you at the end, featuring: Tuum X KPMG X Mia-FinTech, The World Bank X Knomad, Sumsub, Narmi, and the latest in-house curations from WhiteSight! _____________ 𝐍𝐨 𝐭𝐢𝐦𝐞 𝐟𝐨𝐫 𝐥𝐞𝐧𝐠𝐭𝐡𝐲 𝐫𝐞𝐚𝐝𝐬? 𝐖𝐞 𝐠𝐞𝐭 𝐢𝐭! 𝐆𝐞𝐭 𝐭𝐡𝐞 𝐤𝐞𝐲 𝐭𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐢𝐧 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐚𝐧𝐝 𝐞𝐚𝐬𝐲 𝐟𝐨𝐫𝐦𝐚𝐭. 🗞️ 𝐖𝐢𝐭𝐡 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫, 𝐲𝐨𝐮 𝐠𝐞𝐭: Quick reads that keep you informed. Discover the newest names and trends shaping the fintech landscape. Understand the key themes ecosystem players are leveraging to stay ahead. Get a steaming cuppa brewed directly to your inbox, every week! 👉: https://lnkd.in/gMeu72UP #fintech #newsletter #embeddedfinance #openfinance #digitalfinance #infrastructurefinance #greenfinance #DeFi

𝐕𝐢𝐬𝐚'𝐬 𝐓𝐨𝐤𝐞𝐧𝐢𝐬𝐞𝐝 𝐀𝐬𝐬𝐞𝐭 𝐏𝐥𝐚𝐭𝐟𝐨𝐫𝐦, 𝐇𝐒𝐁𝐂 & 𝐓𝐫𝐚𝐝𝐞𝐬𝐡𝐢𝐟𝐭'𝐬 "𝐒𝐞𝐦𝐅𝐢", 𝐚𝐧𝐝 𝐓𝐫𝐮𝐞𝐋𝐚𝐲𝐞𝐫’𝐬 $𝟓𝟎𝐌 𝐏𝐚𝐲-𝐛𝐲-𝐁𝐚𝐧𝐤 𝐏𝐨𝐰𝐞𝐫-𝐔𝐩 All this and more in Edition #137 of the Future of Fintech Newsletter - Your Weekly Fintech Brew ☕ 🗞️ Fintech Frenzy Continues! The fintech world saw players both big and small making moves to reshape the financial landscape. Embedded finance solutions, tokenisation, and payment innovation took center stage. 👌🏽 #Top3 fintech updates to keep your curious cuppa brimming: ➊ Embedded Finance Becoming Integral to B2B and Consumer Platforms HSBC and Tradeshift’s SemFi venture indicates a move towards full integration of financial services into B2B platforms, which can potentially reduce working capital friction for businesses. Despegar's integration of Nubank's also shows how embedded finance solutions are evolving within consumer-facing sectors. The collaboration is an example of how digital banks are positioning themselves as key enablers of financial services in non-financial platforms, allowing users to pay via their existing accounts for a more integrated user experience. ➋ Payment and Transaction Innovations through Open Banking and Spend Management TrueLayer’s $50M extension for pay-by-bank innovation reflects the growing demand for seamless, cost-effective payment solutions that leverage open banking frameworks. At the same time, Cardlay’s collaboration with Visa reflects a broader trend of using fintech innovations to enhance business expense and spend management offerings. ➌ Blockchain and Tokenisation in Traditional Finance Visa’s launch of the Visa Tokenised Asset Platform marks a major step toward integrating blockchain into traditional banking, enabling institutions to issue, mint, and manage tokens efficiently on the blockchain. Meanwhile, Binance’s regulatory approval in Argentina reflects the increasing regulatory acceptance of blockchain and digital assets globally. This approval also shows how virtual asset platforms are gaining traction in traditionally regulated markets. 🔗 𝐏𝐋𝐔𝐒! Dive into fintech learning resources waiting for you at the end, featuring: MoneyGram International, Visa, Mondu, and the latest from WhiteSight! _______________ 𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐱 𝐨𝐟 𝐛𝐢𝐭𝐞-𝐬𝐢𝐳𝐞𝐝 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐭𝐡𝐚𝐭 𝐬𝐚𝐯𝐞 𝐲𝐨𝐮 𝐭𝐢𝐦𝐞, 𝐰𝐡𝐢𝐥𝐞 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐚𝐡𝐞𝐚𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐮𝐫𝐯𝐞. 🚀 🗞️ 𝐇𝐨𝐰 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫 𝐡𝐞𝐥𝐩𝐬: Get bite-sized insights that save you time, perfect for busy professionals on-the-go. Discover the latest fintech players and the trends shaping the industry. Gain valuable insights into the themes ecosystem players are leveraging to win. Ready to take a sip? Subscribe now and join our savvy fintech community! ➡️: https://lnkd.in/gsnm7Z3d via WhiteSight #fintech #news #embeddedfinance #digitalfinance #openfinance #DeFi #infrastructurefinance #greenfinance

𝗧𝗮𝗯𝗮𝗣𝗮𝘆'𝘀 𝗦𝘆𝗻𝗮𝗽𝘀𝗲 𝗡𝗼-𝗚𝗼, 𝗝.𝗣. 𝗠𝗼𝗿𝗴𝗮𝗻 𝗨𝗻𝗰𝗵𝗮𝗶𝗻𝘀 𝗢𝗻𝘆𝘅, 𝗮𝗻𝗱 𝗚𝗼𝗧𝘆𝗺𝗲 𝗕𝗮𝗻𝗸 𝗚𝗼𝗲𝘀 "𝗦𝗮𝘃𝗶𝗶" All served in Edition #118 of the Weekly Fintech Brew! ☕ Fintech is in a growth spurt, seeing a global boom in partnerships, platform launches, and regulatory adjustments. The focus is on innovation for all, with solutions for the underbanked and infrastructure for broader financial inclusion. 📈 Here are some key trends emerging in the fintech landscape: 🗝️Digital banks are scaling rapidly, particularly in emerging markets. Nubank's achievement highlights the potential for non-traditional players to disrupt the financial landscape. Acquisitions like GoTyme Bank-SAVii indicate a focus on expanding financial product offerings, like payroll-linked services. 🗝️ Open banking and embedded finance are gaining traction. Partnerships like Banked :-NAB show an increasing adoption of Account-to-Account (A2A) payments in newer markets, while platforms like Atelio by FIS empower businesses to seamlessly embed financial services within their offerings. 🗝️ Established financial institutions like J.P. Morgan are embracing blockchain for asset tokenisation. At the same time, regulatory developments like Taiwan's updated Act indicate a growing focus on bringing virtual assets under regulatory frameworks. 📰 There's more headlines that are keeping this edition brimming with fintech highlights, including names like: Experian, TabaPay, Fireblocks, CIBC Mellon, Unlimit, Paymentology, Flinks, Trustly, Everlink, Monzo Bank, Abound, Lesaka Technologies Inc., Liv Digital Bank, QCP, Cogo, INFINOX Global... and many more! 🔗 Happy Learning! Dive into exclusive resources curated just for you at the end, featuring: McKinsey & Company, The GovLab X Open Data Policy Lab, Jack Henry, FIS, and our in-house curations! _____________________ 𝐎𝐮𝐫 𝐰𝐞𝐞𝐤𝐥𝐲 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫 𝐢𝐬 𝐲𝐨𝐮𝐫 𝐬𝐡𝐨𝐫𝐭𝐜𝐮𝐭 𝐭𝐨 𝐚 𝐠𝐥𝐢𝐦𝐩𝐬𝐞 𝐨𝐟 𝐰𝐡𝐚𝐭'𝐬 𝐛𝐫𝐞𝐰𝐢𝐧𝐠 𝐧𝐞𝐱𝐭 𝐢𝐧 𝐭𝐡𝐞 𝐰𝐨𝐫𝐥𝐝 𝐨𝐟 𝐟𝐢𝐧𝐚𝐧𝐜𝐞. ♨️ Subscribe to our newsletter for a weekly pick-me-up. Every Tuesday, we'll serve you a warm cup of fintech tea – steeped in insights but easy to sip on the go. Skim headlines that spark ideas for your next financial move and feel confident about the future of fintech in just a few minutes. here 👉: https://lnkd.in/g4HSPN5Y #fintech #newsletter #embeddedfinance #openfinance #digitalfinance #DeFi #infrastructurefinance #greenfinance

𝐀𝐩𝐩𝐥𝐞'𝐬 𝐍𝐅𝐂 𝐎𝐩𝐞𝐧 𝐟𝐨𝐫 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬, 𝐍𝟐𝟔 𝐁𝐫𝐢𝐧𝐠𝐬 𝐒𝐭𝐨𝐜𝐤𝐬 & 𝐄𝐓𝐅𝐬 𝐭𝐨 𝐈𝐫𝐞𝐥𝐚𝐧𝐝, 𝐚𝐧𝐝 𝐇𝐒𝐁𝐂 𝐚𝐧𝐝 𝐕𝐢𝐬𝐚 '𝐙𝐢𝐧𝐠' 𝐀𝐜𝐫𝐨𝐬𝐬 𝐁𝐨𝐫𝐝𝐞𝐫𝐬 All this and more in Edition #127 of the Future of Fintech Newsletter - Your Weekly Fintech Brew ☕ 🔓 Last week witnessed fintech innovators unlocking new frontiers in digital finance, from expanding global payment capabilities and integrating investment services into banking apps to accelerating the tokenisation of assets. These moves signal a dynamic shift towards seamless, interconnected financial ecosystems, shaping the future of finance with innovation and accessibility at its core. The week's #Top3 👌🏽most intriguing fintech developments: 1️⃣ Global Payments Innovation ↳ BNP Paribas and Ant International's partnership to enhance cross-border payment solutions in Europe, and HSBC and Visa launching Zing reflect how strategic alliances between industry players is leading to development of solutions that enable faster, cheaper, and more convenient international money transfers. This trend is fueled by the increasing globalisation of commerce and the growing number of cross-border transactions. 2️⃣ Expanding Financial Ecosystems ↳ Apple opening NFC to third parties and N26 adding stocks and ETFs indicate a broader trend of financial institutions and tech giants expanding their ecosystems to offer a wider range of financial services under one roof. This move is aimed at increasing customer stickiness, enhancing user experience, and potentially capturing a larger share of customers' financial lives. 3️⃣ Digital Payments and Instant Transactions ↳ Mercado Pago, Noh, and Iniciador offering Smart Pix, and Galileo Financial Technologies launching wire transfer capabilities indicate that real-time payments and instant transfers are becoming the norm, driven by consumer expectations for speed and convenience. The adoption of innovative payment technologies like Pix and advancements in wire transfer capabilities are accelerating this trend. 🔗 𝐏𝐋𝐔𝐒! Dive into fintech learning resources waiting for you at the end, featuring: Tuum X KPMG X Mia-FinTech, The World Bank X Knomad, Sumsub, Narmi, and the latest from WhiteSight! _______________ 𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐱 𝐨𝐟 𝐛𝐢𝐭𝐞-𝐬𝐢𝐳𝐞𝐝 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐭𝐡𝐚𝐭 𝐬𝐚𝐯𝐞 𝐲𝐨𝐮 𝐭𝐢𝐦𝐞, 𝐰𝐡𝐢𝐥𝐞 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐚𝐡𝐞𝐚𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐮𝐫𝐯𝐞. 🚀 🗞️ 𝐇𝐨𝐰 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫 𝐡𝐞𝐥𝐩𝐬: Get bite-sized insights that save you time, perfect for busy professionals on-the-go. Discover the latest fintech players and the trends shaping the industry. Gain valuable insights into the themes ecosystem players are leveraging to win. Ready to take a sip? Subscribe now and join our savvy fintech community! ➡️: https://lnkd.in/gDJjxkXm via WhiteSight #fintech #news #embeddedfinance #digitalfinance #openfinance #DeFi #infrastructurefinance #greenfinance

𝐏𝐚𝐲𝐏𝐚𝐥'𝐬 '𝐀𝐝'-𝐕𝐞𝐧𝐭𝐮𝐫𝐞, 𝐅𝐢𝐧𝐭𝐞𝐜𝐡𝐬 𝐓𝐚𝐤𝐞 𝐓𝐫𝐚𝐯𝐞𝐥 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐭𝐨 𝐅𝐢𝐫𝐬𝐭 𝐂𝐥𝐚𝐬𝐬, 𝐚𝐧𝐝 𝐂𝐢𝐫𝐜𝐥𝐞 𝐂𝐢𝐫𝐜𝐥𝐢𝐧𝐠 𝐁𝐫𝐚𝐳𝐢𝐥 𝐟𝐨𝐫 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐃𝐨𝐥𝐥𝐚𝐫𝐬 All this and more in Edition #121 of the Future of Fintech Newsletter - Your Weekly Fintech Brew ☕ ✈️ Fintech took off last week with travel platforms taking flight, global expansion reaching new heights, and data giants leveraging their power for new services! We saw innovation in travel payments, a boost for financial inclusion in Africa, and a land grab in the digital asset space. 👌🏽 The #Top3 fintech news flashes that sparked my attention: 1️⃣ Travel is a Hotbed for Fintech Innovation🧳 ➥ Nubank's NuViagens platform and Modulr's travel payment solution showcase the growing trend of fintech companies integrating financial services into everyday activities. Traveling often involves financial planning, payments, and potentially currency exchange. Embedded finance is making these processes more convenient and offering better deals. 2️⃣ Digital Assets Gaining Traction 🪙 ➥ The NYDFS approval for PayPal Digital and Circle's expansion in Brazil suggest growing acceptance and infrastructure development for digital currencies. Companies are positioning themselves for crypto involvement, paving the way for further innovation and expansion in this sector. 3️⃣ Focus on Security and Compliance 🔒 ➥ Partnerships like Solaris SE with Salt Security and Ozone API with Engine by Starling highlight the importance of prioritising security and compliance within the fintech industry. As fintech companies continue to innovate and expand their offerings, ensuring the protection of customer data and compliance with regulatory requirements will remain critical priorities. 🔗 𝐏𝐋𝐔𝐒! Dive into fintech learning resources waiting for you at the end, featuring: Citi, American Banker X i2c Inc., Fintech Takes by Alex Johnson, Zimpler, and the latest from WhiteSight! _________________ 𝐆𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐢𝐱 𝐨𝐟 𝐛𝐢𝐭𝐞-𝐬𝐢𝐳𝐞𝐝 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐬 𝐭𝐡𝐚𝐭 𝐬𝐚𝐯𝐞 𝐲𝐨𝐮 𝐭𝐢𝐦𝐞, 𝐰𝐡𝐢𝐥𝐞 𝐤𝐞𝐞𝐩𝐢𝐧𝐠 𝐲𝐨𝐮 𝐚𝐡𝐞𝐚𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐜𝐮𝐫𝐯𝐞. 🚀 🗞️ 𝐇𝐨𝐰 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫 𝐡𝐞𝐥𝐩𝐬: Get bite-sized insights that save you time, perfect for busy professionals on-the-go. Discover the latest fintech players and the trends shaping the industry. Gain valuable insights into the themes ecosystem players are leveraging to win. Ready to take a sip? Subscribe now and join our savvy fintech community! ➡️: https://lnkd.in/g5etMre9 via WhiteSight #fintech #news #openfinance #digitalfinance #embeddedfinance #DeFi #infrastructurefinance #greenfinance

𝐇𝐨𝐧𝐠 𝐊𝐨𝐧𝐠-𝐁𝐫𝐚𝐳𝐢𝐥-𝐓𝐡𝐚𝐢𝐥𝐚𝐧𝐝'𝐬 𝐓𝐨𝐤𝐞𝐧𝐢𝐬𝐚𝐭𝐢𝐨𝐧 𝐓𝐫𝐢𝐨, 𝐒𝐪𝐮𝐚𝐫𝐞'𝐬 𝐂𝐚𝐫𝐝 𝐟𝐨𝐫 𝐔𝐊'𝐬 𝐒𝐦𝐚𝐥𝐥 𝐁𝐢𝐳 𝐒𝐜𝐞𝐧𝐞, 𝐚𝐧𝐝 𝐙𝐢𝐧𝐠’𝐬 𝐎𝐧𝐞-𝐭𝐚𝐩 𝐓𝐨𝐩-𝐮𝐩𝐬 All served in Edition #141 of the Weekly Fintech Brew! ☕ 🌊 The latest wave of fintech innovations emphasises how integrated solutions—from corporate compliance to small business cash flow management—are becoming essential in meeting diverse financial needs globally, pushing the boundaries of digital finance, and transforming customer interactions. Here are the #Top3 3️⃣ fintech headlines that were on our radar: ☝️The Hong Kong Monetary Authority (HKMA) working with Banco Central do Brasil and Bank of Thailand on asset tokenisation for cross-border transactions signifies an innovative effort to explore digital assets within a regulated framework, facilitating smoother international asset transfers and enhancing liquidity in global markets. ✌️Square’s introduction of a business-focused spending card in the UK underscores the demand for cash flow flexibility among SMBs. By streamlining expenses and offering a tool specifically designed for business cash flow management, Square aligns its product offerings with the needs of UK entrepreneurs, aiming to simplify financial management and reduce reliance on traditional credit solutions. 👌Zing’s launch of automatic, one-tap top-ups using open banking VRP for its money app leverages open banking technology to enable quicker and more convenient fund transfers for users. This further proves the effectiveness of open banking-enabled solutions in enhancing financial accessibility and user control. 📰 More names that are keeping this edition brimming with fintech highlights: Klarna, Zoom, Salesforce, bolt, Spire Tech, Salt Edge, Lunar, Saldo Bank, Mambu, Kuady, Visa, emerchantpay, Binance, Adyen, Worldpay, Parkopedia, تمام | Tamam, Lloyds Banking Group, Starling Bank, Mastercard, Q2, Thought Machine, Afin Bank Limited, Circle, UBS... and many more! 🔗𝐇𝐚𝐩𝐩𝐲 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠! Dive into exclusive resources curated just for you at the end, featuring: Oliver Wyman X WeBank, NEO (getneo.com), Alex Johnson via Fintech Takes, Thunes, and the latest in-house curations from WhiteSight! __________________ 𝐍𝐨 𝐭𝐢𝐦𝐞 𝐟𝐨𝐫 𝐥𝐞𝐧𝐠𝐭𝐡𝐲 𝐫𝐞𝐚𝐝𝐬? 𝐖𝐞 𝐠𝐞𝐭 𝐢𝐭! 𝐆𝐞𝐭 𝐭𝐡𝐞 𝐤𝐞𝐲 𝐭𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬 𝐢𝐧 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐚𝐧𝐝 𝐞𝐚𝐬𝐲 𝐟𝐨𝐫𝐦𝐚𝐭. 🗞️ 𝐖𝐢𝐭𝐡 𝐨𝐮𝐫 𝐧𝐞𝐰𝐬𝐥𝐞𝐭𝐭𝐞𝐫, 𝐲𝐨𝐮 𝐠𝐞𝐭: Quick reads that keep you informed. Discover the newest names and trends shaping the fintech landscape. Understand the key themes ecosystem players are leveraging to stay ahead. Get a steaming cuppa brewed directly to your inbox, every week! 👉: https://lnkd.in/gJuhZxT2 #fintech #newsletter #embeddedfinance #openfinance #digitalfinance #DeFi #infrastructurefinance

So many great opportunities to learn, engage and grow! Using Regulations To Grow Your Fintech Company, June 10, 2024 Join on Mon Jun 10 2024 at 13:00 ET for a discussion on navigating the world of fintech regulations. Industry leaders will share valuable insights on leveraging regulations to drive growth and innovation in your company. Oded Salomy Nuno Epifânio Tamar Krongrad, Adv. 🎗️ The Incoming Canadian Retail Payment Activities Act: What You Need to Know, June 13, 2024 There's a big change in Canadian financial services regulation this year: the Retail Payment Activities Act (RPAA). Depending on your business and business model in relations to payments, you may be required to register under the RPAA. Find out more. Bank of Canada John MacGregor Founder's Foresight: Navigating the Startup Journey in Atlantic Canada with Lori Weir, June 14, 2024 Join Lori to learn more about her journey as the Founder and CEO of Four Eyes Financial. Join us on June 14th at noon AST to hear her story, ask questions, share knowledge and network with others. Fintech Week London, June 10-14, 2024 Fintech Week London is where traditional financial institutions come together with new fintechs in one of the world’s leading financial districts, London. From high-street banks to challengers, technology giants to disruptors, this five-day event is your opportunity to understand the global themes of fintech. Fintech Week London Plaid: Effects - Virtual Conference, June 18, 2024 Join a conversation with leaders across industries and see how Plaid’s new solutions will shape the future of finance. Those and much more here! https://lnkd.in/eA-XWpKV

🌐 Navigating the Future of International Payments - Insights from #FinTechWeekLondon 🌐 Last week, London positioned itself at the forefront of the fintech revolution during FinTech Week. A focal point? International payments. I attended the panel where Luke Stubbs, partner at Shoosmiths, and other leaders unwrapped the complexities of cross-border transactions and the ever-growing necessity for digital evolution in finance. An era is ushering in where global payments are no longer a maze of fees and forms - thanks to standards like ISO20022. This shift isn't just about compliance; it's a gateway to smoother, more cost-effective payment channels that everyone, from retail consumers to major corporations, can navigate with ease. However, innovation doesn't happen in a vacuum. A unified regulatory framework embracing digital identity standards is essential for wheels to turn without friction. Yet, we're on a tightrope with APP fraud and data protection shaping the narrative. How we balance safety and progressive change remains a pivotal conversation. And the race? It's heating up with contactless transactions, mobile pay, and DeFi in the grid. With the focus razor-sharp on client autonomy, will blockchain take the trophy, or are we amidst another twist? Innovation seems geared for a steady course, with geopolitical climates and the threat of financial crime acting as the tracks. Still, what resonated was London's unfettered ambition to lead the tech cluster charge - fuelled by AI that meets ethical benchmarks, financial inclusivity, and a strong commitment to data privacy. Consumer insight and analytics, differentiated service delivery, and the emphasis on diversity for growth echo that the fintech scale is tilting toward customer-centric approaches. With firms averaging 14 years to hit their scale-up stride, it's clear that sustainable, long-term strategies are the winners. Looking ahead, FinTech's potential in reshaping the financial landscape is palpable. As tech and traditional banking further intertwine, expect to see a future where finance is more inclusive, efficient, and driven by a shared vision of value-driven growth. #InternationalPayments #DigitalFinance #FinancialInclusion