The jagger chain is a classic piece, it comes with the clasp and you can layer on the charms you’ve collected for years swivel clasp is gold vermier all chains are 14k gold filled CHARMS NOT INCLUDED NOTE: Gold-filled jewelry has a much higher amount of gold in it than gold-plated, making it more valuable (almost 100% more gold than gold-plated jewelry), more durable (won't chip or tarnish), safe for those with metal allergies and longer-lasting (10-30 years).